100,000.00 x.035x120 compounded quarterly

Thanks. It took me quite a few minutes to get my head around it. 

A = P*(1 + r)^n

We should convert the annual rate of 0.35% or 0.0035 into a quarterly rate . . . 0.0035/4 = 0.000875

The period is 120 months, 10 years or 40 quarters 

A = 100,000*(1+0.000875)^40

A = $103560.39

Great answer Zac :)