FV = (1+r) *P [(1+r)^n-1]/r
The future value of annuity due formula is used to calculate the ending value of a series of payments or cash flows where the first payment is received immediately. The first cash flow received immediately is what distinguishes an annuity due from an ordinary annuity. An annuity due is sometimes referred to as an immediate annuity.
Unclear from your question wording if 1 payment then 18 more or just 18 payments....this calc is for 19 payments...if it is 18 , just change the 19 to 18
Fv = (1+.0625) * 1000 [(1+.0625)^19-1]/.0625
=E 36789.65