The Campbells own a $150,000 wood-frame house. It is in fire protection class 8, and they insure it for 100% of its replacement value.

The Campbells own a $150,000 wood-frame house. It is in fire protection class 8, and they insure it for 100% of its replacement value. Find the amount of insurance coverage. 100% of (×) Replacement Value Click or tap here to enter text. Find the annual premium. Value from the table using insurance coverage.