[1 + (5/(100 – 5))] ^ [365/(55-10)] – 1
[1 + (5/(100 – 5))] ^ [365/(55-10)] – 1 simplify
[1 + 5/95] [(365/45) - 1] =
[1 + 1/19] (64/9) =
[20/19] (64/9) = (about 1.44)