Amount after 40 years is gien by:
$${\mathtt{10\,000}}{\mathtt{\,\times\,}}{\left({\mathtt{1}}{\mathtt{\,\small\textbf+\,}}{\mathtt{0.12}}\right)}^{{\mathtt{40}}} = {\mathtt{930\,509.704\: \!413\: \!636\: \!961\: \!516\: \!1}}$$
Which is (rounded to the nearest cent)........ $ 930, 509. 70
Amount after 40 years is gien by:
$${\mathtt{10\,000}}{\mathtt{\,\times\,}}{\left({\mathtt{1}}{\mathtt{\,\small\textbf+\,}}{\mathtt{0.12}}\right)}^{{\mathtt{40}}} = {\mathtt{930\,509.704\: \!413\: \!636\: \!961\: \!516\: \!1}}$$
Which is (rounded to the nearest cent)........ $ 930, 509. 70