Well, this site does have a really good calculator:) http://web2.0calc.com/
Enter: -4/5 + 3/20
−45+320=−1320=−0.65
And if you prefer to do the problem by hand:
Convert (-4/5) into a fraction over 20 by multiplying it by (4/4)
= -16/20
Then add 3/20 to -16/20:
= -13/20