I draw a card from a standard $52$-card deck. If I draw an Ace, I win $1$ dollar. If I draw a $2$ through $10$, I win a number of dollars equal to the value of the card. If I draw a face card (Jack, Queen, or King), I win $10$ dollars. If I draw a $\clubsuit$, my winnings are subtracted, and if I draw a $\spadesuit$, then nothing happens. If I draw a diamond, I get $25$ dollars. (For example, if I draw the $8\clubsuit$, then I lose $16$ dollars.) What would be a fair price to pay to play the game? Express your answer as a dollar value rounded to the nearest cent.
Your answer should be a number with two digits after the decimal point, like $21.43$.