Multiply the product 103*97 in your head.
103*97=103(100-3)=10300-309=9991.
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\((a+b)(a-b)=a^2-b^2\)
\((100+3)\times (100-3)=10000-9=9991\)
This can easily be calculated in the head.
!
so it becomes 100*97+3*97=9700+97+97+97=9700+291=9911