14,000(1+.05/12)^12(11)
161878.93227378
FV = PV [1 + R]^N
FV = 14,000 x [1 + 0.05/12]^(11*12]
FV = 14,000 x [1 + 0.004166667]^132
FV = 14,000 x 1.73127363.....
FV = $24,237.83
