First bank
Interest is
25000 (1.02)^3 - 25000 = $1530. 20
Second bank
The 25000 will be worth this much at the end of the first year :
25000 ( 1 + .043) = $26075
Then....this amount will be compounded for two more years at 0.9%....so we have
26075 ( 1 + .009)^2 = $26546. 46
So...the total amount of interest earned at the second bank is $26546.46 - $25000 = $1546.46
The money earns more interest at the second bank