[(1+.003)(1+.0013)(1+.0097)]^.33-1
[(1+.003)(1+.0013)(1+.0097)]^.33-1,
Most likely, because you made a mistake,
(1.003 X 1.0013 X1.0097)^.33 - 1
1.01404564783 ^.33 - 1
1.00461342339 - 1
=.00461342339, which is your answer.
