Hi Braksess,
I really like your dogged determination to understand this!
I think you are having problems with this
$$xy-x=x(y-1)$$
so that is the bit I am going to look at.
Look at the rectangle below.
The area of the whole rectangle is $$x\times y \quad units^2$$
I have cut a little rectangle off the end. The area of the cut off bit is $$1\times x=x \quad units^2$$
so the area that is left when you take away the litle bit at the end is
$$\\x\times y - x\\
or\; just\\ xy-x$$

The area that is left after you take away the bit at the end is displayed in yellow below.
The length of the top is y-1 (because 1 unit was cut off)
The side is still x units
The area is x(y-1)

SO $$xy-x=x(y-1)$$
LETS look at it the other way around
you probably know that 3(x-1)=3*x-3*1 = 3x-3
It works with letters too
$$x(y-1)=x\times y - x\times 1 = xy-x$$
NOW lets look at how to factorise it going in the other direction.
$$\\xy-x=x\times y - x\times 1\\
$x is a common factor so we can factor it out and we will be left with $y-1$ in the bracket.$\\
=x(y-1)$$
.